Privacy Policy

Effective Date: October 1st, 2024

Hubstack Systems Ltd. (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services, including our website, mobile application, and other products (collectively, “Services”).

1. Information We Collect

1.1 Personal Information:

We may collect personal data, including but not limited to:

•Name, email address, phone number, and other contact details.

•Financial information, such as BVN, bank account details,  and billing information.

•Identity verification data, such as ID numbers, date of birth, and other related information.

1.2 Usage Data:

We collect data on how you interact with our Services, including:

•Device information, IP address, browser type, and operating system.

•Pages visited, links clicked, and other usage patterns.

1.3 Cookies and Tracking Technologies:

We use cookies and similar technologies to collect information about your activities on our website and app.

2. How We Use Your Information

We use your data to:

•Provide and maintain our Services.

•Process transactions and manage your account.

•Communicate with you about updates, promotions, and other relevant information.

•Improve our Services through analytics and research.

•Ensure security and prevent fraud.

3. Sharing Your Information

We may share your information with:

Service Providers: Third parties that help us operate our business, such as payment processors, IT service providers, and analytics providers.

Legal Authorities: If required by law or to protect our legal rights.

Business Transfers: In the event of a merger, acquisition, or sale of assets.

4. Data Security

We implement appropriate security measures to protect your data from unauthorized access, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure.

5. Your Rights

You have the right to:

•Access, update, or delete your personal information.

•Opt-out of marketing communications.

6. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new policy on our website or through other means.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: hello@hubstack.app

Cookies Policy

Effective Date: October 1st, 2024

Hubstack Systems Ltd. (“we,” “our,” or “us”) uses cookies and similar technologies to enhance your experience on our website and mobile application (collectively, “Services”). This Cookies Policy explains what cookies are, how we use them, and your options for managing cookies.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help the website remember your preferences and actions over a period of time, making your next visit easier and more personalized.

2. How We Use Cookies

We use cookies for various purposes, including:

Essential Cookies: These are necessary for the proper functioning of our Services. They enable basic features like page navigation and access to secure areas.

Performance Cookies: These cookies collect information about how you use our Services, such as which pages you visit most often, to improve functionality.

Functionality Cookies: These cookies remember your preferences and choices, such as language settings, to provide a more personalized experience.

Targeting/Advertising Cookies: These cookies track your browsing habits to deliver targeted advertisements relevant to your interests.

3. Managing Cookies

You can control and manage cookies in several ways:

Browser Settings: Most web browsers allow you to manage cookie preferences through their settings. You can choose to block or delete cookies.

Opt-Out Tools: Some third-party services provide tools to opt-out of data collection, such as Google’s Ads Settings and the Network Advertising Initiative’s opt-out page.

4. Changes to This Policy

We may update this Cookies Policy from time to time. We will notify you of any significant changes by posting the new policy on our website.

5. Contact Us

If you have any questions about this Cookies Policy, please contact us at:

Email: hello@hubstack.app

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Hubstack is a financial technology company, not a bank. Banking-related services are provided in partnership with our licensed and insured banking partners