Terms of Use

Effective Date: October 1st, 2024

Welcome to Hubstack Systems Ltd. (“we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of our services, including our website, mobile application, and other products (collectively, “Services”). By using our Services, you agree to these Terms. If you do not agree, please do not use our Services.

1. Eligibility

To use our Services, you must be at least 18 years old or the legal age in your jurisdiction, and capable of forming a binding contract with us.

2. Account Registration

• You must create an account to use certain features of our Services.

• You are responsible for maintaining the confidentiality of your account credentials.

• You agree to provide accurate and complete information during registration.

3. Acceptable Use

You agree not to:

• Use our Services for any unlawful or fraudulent activities.

• Access or attempt to access our Services through unauthorized means.

• Interfere with the normal operation of our Services.

4. Intellectual Property

• All content, trademarks, and logos displayed on our Services are our property or the property of our licensors.

• You may not use any of our intellectual property without our prior written consent.

5. Payments and Fees

• You agree to pay any applicable fees for the use of our Services as described during your registration or usage of our Services.

• We reserve the right to change our fees at any time, with reasonable notice provided to you.

6. Termination

We may suspend or terminate your access to our Services at our discretion, without notice, if you violate these Terms or engage in any behavior that we deem harmful.

7. Limitation of Liability

To the maximum extent permitted by law, Hubstack Systems Ltd. is not liable for any indirect, incidental, or consequential damages arising from your use of our Services.

8. Dispute Resolution

Any disputes arising out of or relating to these Terms or your use of our Services will be resolved through binding arbitration, governed by the laws of Nigeria.

9. Changes to These Terms

We may update these Terms from time to time. We will notify you of any significant changes by posting the new Terms on our website or through other means.

10. Contact Us

If you have any questions about these Terms, please contact us at:

Email: hello@hubstack.app

Phone: 08039661975

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Hubstack is a financial technology company, not a bank. Banking-related services are provided in partnership with our licensed and insured banking partners